As the hurricane season approaches, it is crucial to educate yourself on what actions you may need to take to prepare your family and your home. Of course the safety of your family is most important, but making sure that you’ve protected your home from natural disasters is a top priority as well. You may be thinking, when exactly does hurricane season actually begin? According to the National Oceanic and Atmospheric Administration’s (NOAA) Climate Prediction Center it starts June 1st and lasts through November 30th.
Review insurance policies
Now is the time to review what your homeowner’s insurance includes to have a complete understanding of what coverage you have before the potential damage of a storm. With that being said, you’ll need to take action on any coverage gaps you might have. For instance, flood insurance. Most homeowner’s insurance policies do not include flood damage. You will have to go through a separate flood insurance policy with the National Flood Insurance Program (NFIP) or through a private insurance company.
Securing the house
It is very important that you secure specific areas of your home, such as, windows, doors, roof, garage, porch, etc. Beginning with the roof, the roof is the largest potential opening on the home. Winds and heavy rains would do a lot of extreme damage if it got through the roof. Be sure that you inspect the shingles or tiles and that none are missing, loose, or cracked. Securing windows and doors is a great deal, too. Normal hot weather can damage the seals on windows and doors over time, this would allow any sideways rain to leak in during a storm. Your garage or carport may have some miscellaneous items laying around in it, secure these items and/or relocate them because the winds could possibly throw something causing damage to vehicles, doors, etc.
Know your property
There are many more steps to prepping your home before a hurricane, every house is different. For example, your home may have lots of trees around it, therefore, you would need to look into trimming or removing any trees that have a threat on the home. If your power easily goes out in the average rainstorm you should look into a spare generator. Knowing your property and the surrounding areas is important so that you’re well prepared in any situation.
For more hurricane preparation tips click Here. Remember, any severe storm can be deadly and destructive. Take these actions now to ensure that you have done what you can do to keep you, your family, and your home safe.