Looking to Buy a House in Ocala: Where to Begin

Are you looking to buy house in Ocala Not sure where to even begin in your search The steps, although they seem complicated, are really pretty simple and can help make your experience a lot less painless.

If financing the home, I always suggest getting pre-qualified for your loan to begin with. This process is done through your chosen financial institution, whether it be your personal bank, a credit union or a mortgage broker. They will gather all your information and determine the amount of home you can afford.

This is such an important first step. There would be nothing more disappointing than to find your dream home and realize later that you are not qualified to purchase it. Even worse, finding your dream home then while getting qualified, someone else comes along and buys the house.

Another reason is many Realtors will not allow the house to be shown unless proof of financing, such as a pre qualification letter is provided.

If paying cash, be sure to a recent proof of funds letter from your bank.

So, be sure to get your ducks in a row before you begin your search. If you need help fining someone to speak to, I will be happy to provide a few names.

Now that we know the price range to look in, this makes the search a lot easier. Now let’s consider other things. Do you need to be in a certain school zone How far from work will the home be Are there HOA fees involved or other fees Do you plan on having animals, if so, what kind and how many The questions go on and on.

Don’t be afraid to enlist the help of a Realtor. A good realtor will ask all the important questions to help make the search easier. The more info you can give, the more likely you are to find that dream home faster. It is tempting to go on the real estate websites and look for yourself. But did you know, many of those homes may not even be on the market or the information may be incorrect Your Realtor can give you the best and most current information.

So now you are armed with the knowledge most beginning buyers do not have! What are you going to do with it now Call me and let’s begin this search for your dream home together! If you are looking to buy a house in Ocala, you now know where to begin.